You have extra money, but don't know what to do with it?

You have money, but you don't know what to do with it? Does this idea occurs to you? You have money but doesnt know what to do with it. Or you are a simple full-time employee getting the same pay, but always want to get even more money from what you already have?

That is the problem most people are facing. They have money obviously, but doesn't know where to
stuff their money to. So they rest it at the hand of the banks.
Banks gives you interest, and you thought its compounding from time to time you still earn. And hey, you missed out the inflation!!

Now if you put your money in the bank, it doesnt grow with bank's interest, inflation eat up interest clean!
Imagine a cup of coffee today based on the current price may cost you $2, in 10 years it cost $3.5, another 20 years perhaps $5 a cup!

So we all know savings account is not a solution of earning money. So if you do have money in your account and you wanna do something about it, good!
At least you are better than people who spend their money clean and desperate to wait for next month's paycheck.

To earn money you may go into some very simple alternatives:

1. Sales. As simple as that! You like to talk, you are good at building network, smart at finding new prospect, then your wealth will flourish! Obviously if you are so good at sales, you wouldnt have to worry about lack of money (provided you don't spend unwisely).
2. Multi-level marketing. Hah, another way to build passive income, get steady, recruit more people under you and earn money as people under your supervision get sales and you earn their commission.
3. Property investment. Very high chances of getting profit out of this, you can estimate the value of the property you buy and sell it at the right time and right price. And of course, you need a huge capital to start with
4. Own a business. Start selling something, create new ideas and sell it to any prospect. Or start with a blog, write something interesting sell your service/product or earn money through the ad.

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It took  me 5 minutes to have thought of these 4 ways of earning more money. There may be more ways obviously~ So you can ponder for few mins, see if you like to do any of the above??

If you dont? It doesn't matter, there is another solution to earn your money wisely. Investing. My best way to earn money just like that.

You hate sales? You are lazy to think of a business plan to start new business? You don't have enough money to buy a real estate property?  Then you invest....!

Many kinds of investment you can start looking into. Different investing method with different risk levels If you want a lower risk, can always go to mutual funds, diversify your risk (AT A PRICE) due to high service charge. But you can rest assured that it although doesnt earn too much but chances of price drop is low.

Or perhaps going into shares, invest into good quality company, see your money grow with them. If you want to be a value investor, choose a company with good fundamental and own their shares and watch it raise.

You can go for another alternative investment, bond. This become interesting in a sense that we see company/country issue bond because they need to temporary borrow your money for operation purposes When we see that they are desperate, they will issue higher yield (interest earned) for lenders. And if you are willing to borrow, then you can earn interest from what they offer.

Portugal, as it sees the poor performance of Europe affecting the country, they are selling bonds to people. This is to prevent bailout, to avoid being bailed like Greece or Ireland. They are selling bond with predicting more than 4% yield, which is a good shot for bond investors.

If you have money, consider investing as a tool to earn more money than you currently have. At least you plan smart in managing money well.