Apple has chosen Verizon, its on the rise be prepared

We have known this last month, all the planning had come true for americans! Finally Apple is offering its phone on Verizon. This is not something unfamiliar for fellow americans. Its announced that early February Verizon will officially offer its iPhone sales.

So what do we see here? AT&T, a company that used to monopolize the mobile service market is finally facing a threat. Now that Apple has introduced Verizon into their offers, we can predict many users will switch their services from AT&T to Verizon. Some even start planning to buy a new iPhone from Verizon perhaps!

*Shoooo~~ I am not promoting Verizon, although I know that many current AT&T users have been complaining about the service. Well, I am not from US anyway I can't subscribe, however I can support its market share!*

That's why my words here are to be prepared for the share price to soar! When we see such announcement, we know its going to boost the sales and service of Verizon tremendously and Apple will have an advantage over consumers' positive reaction.

And just today (26th Jan) Verizon revealed that they are offering $30 unlimited data plan for their iPhone subcribers. Here's another tasty sideline to attract new consumers! I did my homework, saw the opportunities that Verizon was able to offer, therefore recommending this as an open opportunity. Share price may increase, a compliment for the coming Chinese New Year ahead, lol!

Apple and Google investors, are you emotional??

We know that there are plenty of investors out there. And for anyone who doesn't know much about stock investment, all they have in mind is that stock is risky, people commit suicide or go bankrupt after owing so much money in stock....pile of bullshits and skeptical hypocrites...~

Before we even decide to say that, think about what kind of investors these people were?? They are financially uneducated, greedy and emotional investors....

Maybe I can share events that happened this week. We have this two real BIG companies, Apple and Google, hail a champion in New York Stock Exchange. Big players, high earnings yield, profits soaring.

As Apple released their own smartphone, the iPhone, it brought so much hype into the world. People everywhere with different skin colors, holding the same smartphone. Apple got so much demand on iPhone that they are in fact worried of not being able to produce as much as demand.
When they introduced iPad, it revolutionize the tech era....and now everyone is talking about tablet PC, competitors like Samsung and Motorola come into picture.

As for Google, we all go to the site everyday~ They dominate by being the world's most recognized search engine, earning high profits through adclicks and having a big base to continue to boost their growth. Although Google is trading at more than $600, analyst still consider their share DARN CHEAP! 

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Nonetheless, lets see what happened this week...

CEO of Apple, Steve Jobs reported to the company on 16th Jan that he will be on sick leave, however he will still be involving in major decisions. His role will be replaced by COO Tim Cook for now. And what happened to the share price? It finally took first hard hit after few months. The share dropped from $348 to $326...investors who had invested on Tuesday was disappointed with such fall.

Just so happen that this week, on Thursday, Google announced the change of CEO.The former CEO Eric Schmidt stepped down and remained as an executive chairman, and Larry Page is taking over the business as the new CEO.
Share price dropped tremendously even before the announcement. But hardest hit was a day after the announcement where it dropped -$14.94  to $611.78! Holy cow, whoever bought it that day is losing money like nobody's business.

So what do you see here? If you are an emotional investor, then stock is scary. If it drops, it really kill you man! Imagine you put your hard earned $100,000 into Google last 2 days? You lose thousands of dollars for goodness sake!

But if you are a smart investor, what should you do? If I have a lot of money, I will put in more! Google and Apple are giving huge discount now! People are skeptical, they are fearful, they are emotional. When they saw sudden changes in the management they got panic and sell off whatever remains that they have.

Not considering the real fundamental behind the company. Can't we see, despite the changing of CEO doesnt change the fact that the company is still dominating the market NOW? Does changing of CEOs make a company go bankrupt instantly?

I see stock investment as long term, if a company is prominent enough, they will continue to soar despite some headline news on and off the hook. I see them both as big players that will continue to move on. Stock is a cycle, they go up and down, but for Google and Apple, shares will drop eventually, but not now!


*Note
Please bear in mind, before invest, consider the risks and reasons to invest. I did my homework and understand what the company is doing before giving my opinion. So doesn't mean that I am a fortune teller saying stock will rise and it will do so instantly.

You have extra money, but don't know what to do with it?

You have money, but you don't know what to do with it? Does this idea occurs to you? You have money but doesnt know what to do with it. Or you are a simple full-time employee getting the same pay, but always want to get even more money from what you already have?

That is the problem most people are facing. They have money obviously, but doesn't know where to
stuff their money to. So they rest it at the hand of the banks.
Banks gives you interest, and you thought its compounding from time to time you still earn. And hey, you missed out the inflation!!

Now if you put your money in the bank, it doesnt grow with bank's interest, inflation eat up interest clean!
Imagine a cup of coffee today based on the current price may cost you $2, in 10 years it cost $3.5, another 20 years perhaps $5 a cup!

So we all know savings account is not a solution of earning money. So if you do have money in your account and you wanna do something about it, good!
At least you are better than people who spend their money clean and desperate to wait for next month's paycheck.

To earn money you may go into some very simple alternatives:

1. Sales. As simple as that! You like to talk, you are good at building network, smart at finding new prospect, then your wealth will flourish! Obviously if you are so good at sales, you wouldnt have to worry about lack of money (provided you don't spend unwisely).
2. Multi-level marketing. Hah, another way to build passive income, get steady, recruit more people under you and earn money as people under your supervision get sales and you earn their commission.
3. Property investment. Very high chances of getting profit out of this, you can estimate the value of the property you buy and sell it at the right time and right price. And of course, you need a huge capital to start with
4. Own a business. Start selling something, create new ideas and sell it to any prospect. Or start with a blog, write something interesting sell your service/product or earn money through the ad.

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It took  me 5 minutes to have thought of these 4 ways of earning more money. There may be more ways obviously~ So you can ponder for few mins, see if you like to do any of the above??

If you dont? It doesn't matter, there is another solution to earn your money wisely. Investing. My best way to earn money just like that.

You hate sales? You are lazy to think of a business plan to start new business? You don't have enough money to buy a real estate property?  Then you invest....!

Many kinds of investment you can start looking into. Different investing method with different risk levels If you want a lower risk, can always go to mutual funds, diversify your risk (AT A PRICE) due to high service charge. But you can rest assured that it although doesnt earn too much but chances of price drop is low.

Or perhaps going into shares, invest into good quality company, see your money grow with them. If you want to be a value investor, choose a company with good fundamental and own their shares and watch it raise.

You can go for another alternative investment, bond. This become interesting in a sense that we see company/country issue bond because they need to temporary borrow your money for operation purposes When we see that they are desperate, they will issue higher yield (interest earned) for lenders. And if you are willing to borrow, then you can earn interest from what they offer.

Portugal, as it sees the poor performance of Europe affecting the country, they are selling bonds to people. This is to prevent bailout, to avoid being bailed like Greece or Ireland. They are selling bond with predicting more than 4% yield, which is a good shot for bond investors.

If you have money, consider investing as a tool to earn more money than you currently have. At least you plan smart in managing money well.

Guys, why do you need to be rich??

This morning I've listened to a BBC news radio broadcast...topic was quite interesting, that's why i am sharing. It mentioned

"Are increasing numbers of women marrying men for their money?"

Source: http://www.bbc.co.uk/news/uk-12112283

 Many of us have always heard of this statement, sounds very familiar? Women look for the rich, don't be surprised to see an old man holding a young woman's waist while going shopping. We have seen it, seems common doesn't it? They can do it because they are rich!
So face it!! I say, this is what's happening today.

Study has shown that more woman are marrying for money than in 1940s. At our current age, women tend to be more highly educated than in the past, and some tend to look at relationship as a total quality. Quality in a sense that they have the same education background like their spouse/partner. Or same earning power, some earn even more.

Women have demands and if they can be successful, they want their spouse/partner to earn higher or to be more educated. So that they can become the full time homemaker. These category of women seek for a richer lifestyle and value a person through the measure of a man's power or wealth.

Even before I've heard of this broadcast, this is exactly what I have in mind long ago. I have seen it, and I realized the importance of wealth in most of the things. And that's why i always encourage people to build their wealth while they are still able to. Because I seriously believe that women eventually will measure a man's wealth as part of the requirement.
Agree? No?? Then prove me wrong!

Whatever we have seen in articles or chick flick, interpreting true love regardless of any possessions...
It isn't the real world, gentleman....
I understand this fact, that is why I never stop earning more money. Guys, you can't wait no longer, money never sleeps...

Why do you need to invest in 2011 - a new year resolution

Its a brand new year, everyone have their own resolution to come about. Some wants to buy a new house/car in 2011 or get a girlfriend before the end of the year or get promoted or higher increment or save more money or lose weight, and bla bla bla~

So what is MY resolution for 2011? It may look slightly different from whatever I've mentioned. I am aiming to SAVE more money and SPEND on investment. Because the bull is raging, economy is being picked up by the raging share markets, and news are spreading all over the world! I have roughly measured that half of my salary will go to investments on good opportunities.
So my resolution? I want to double-fold or even triple-fold my returns if I made the right decision and right discipline in all.

So what is YOUR resolution for 2011? If its not about money, then the rest of the info I am going to share here means nothing. But if you want more money, then hear me out why you need to invest in 2011...!

Many reasons and many places you can look into. After the economic downturn in 2008, finally we're seeing some growth. Industry that has been falling are starting to move upward once again. Here are some points for the growth all over the world:

• Talk about US, the indicator of the world's economy. Many countries or even companies monitor the health of US economy as an indicator to the world's status. We're seeing banking industries starting to pick up again, Citibank that used to be hit with worst impact are starting to move ahead (most credit card holder still have Citibank card now right??). New mobile technology has made a new generation impact, I am talking about Iphone/HTC industry or perhaps Ipad/Amazon Kindle industry. The multifold sales of Apple products have boost the economic greatly on the likes of supplies of raw materials, distributions, marketing, mobile service provider, manufacturing plants, etc
• Now we talk about my home country, Malaysia. Although it doesn't get the hardest hit on 2008 downturn, but it followed the growth together with US economy. We are seeing the banking line moving forward, seeing Maybank growing steadily, CIMB shooting up high in 2010, and RHB which has just set up partnership with US giant, Goldman Sach on funds services. Malaysia's plantation industry will start to take a lead as the exporting business will eventually grow faster in 2011.
• Our neighbour country, Singapore is not doing too bad as well. Their economy surprised many when they reported GDP growth of 6.9%, strong growth were on manufacturing and service line contribution.
• China is another big giant that is blooming! Despite the fear of inflation in China, it doesn't stop foreign investor to continue pumping in money to China companies. Talk about Baidu, what is it? Put it this way, the next Google is happening in China. Baidu is predicted to be the next Google in the country with their shares continue to rise up the peak. The internet services growth in China seems to blow people away. Talk about Sina, Sohu and Baidu are some of the investors' bulls eye right now.
• India market is also the next big thing. They are hidden in the shadow, not being noticed by most investors. Big giant Tata Steel continues to push forward, with the monopoly of price-control they are not affected by the price increase of ore or coal to keep them moving in the economy. While agricultural sector plays a big role in contributing the high GDP for India previous quarter.

Please be noted that all the information above are not copy-pasted articles from any other sites. They are all the information I've read and are expressed based solely on my opinion.
Market are very bullish now, unless if unpredicted future bad news occurs.
So don't stop investing if you know how the right market and method to invest. If you are a bond investor, you can leave bond aside and move on to better money right now.

However, investing requires plenty of info and knowledge, whether it is fundamental or technical aspects, its not a hit-and-run money maker.

 Anywat I am not an expert, I just want to share. Happy investing =)